PatronManager Help

All About Leap Merchant Services

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All About Leap Merchant Services: https://help.pm.leapevent.tech/a/1711360

Leap Merchant Services is our next-generation payments solution with best-in-class technology, powered by Stripe. It's easy to use and saves you time so you can stay focused on delivering results for your organization. Plus, competitive rates with a simplified pricing model and quick payout times with a less complicated settlement process means you have more control over your budget. With greater reliability, ease-of-use, and efficiency than ever before, you’ll be able to:

  • Streamline your costs by processing mail and phone payments without a terminal*
  • Receive faster payouts with direct deposits
  • Get Leap's chargeback management and built-in fraud mitigation

What’s even better? There’s no learning curve; this upgrade is fully integrated with PatronManager, alongside the features and tools you already know and love.

Have more questions? Read on for our FAQs, and if you don't find your answer here, submit a support request via the Client Community and we'll be happy to help.

*terminals are still required for in-person transactions.

Check out the webinar recording here for all the details about this exciting new offering!

Jump straight to your question or scroll down to read all the answers:

Why should I consider migrating to Leap Merchant Services from my current payment processing solution (e.g. Bluefin)?

Best-in-Class: Leap Merchant Services, powered by Stripe, offers best in class payment processing technology that delivers safe, secure, and reliable transactions, along with continued innovation to ensure your payment solution stays ahead of the curve in today’s rapidly changing environment and meets the needs of your organization. Key benefits include:

  • Improved efficiency with more automation (e.g. PCI compliance) and time savings
  • Increased revenue with more convenience for your patrons and donors
  • Better data management to improve ongoing tracking/reporting

Ease-of-Use and Reliability: Bottom line, we’ve heard you. Saving time with a simple and reliable settlement process is a top priority. With our investment in Salesforce and Stripe technology partnerships combined with PatronManager’s deep experience with Arts & Culture organizations, we’re committed to continually evolving solutions to meet your needs.

We’ve Got Your Back: We’re committed to delivering a highly valued payments solution and with our merchant services solution, our team of experts have your back. From initial onboarding and setup to ongoing compliance management and chasing down chargebacks, our team is here to make payment processing easy, so you can focus on selling more tickets, raising more funds, and creating a delightful experience for your patrons and donors.

After switching to Leap Merchant Services, it's possible that you may still receive chargebacks for older transactions processed on your previous payment processing solution (i.e. Bluefin). You will still need to respond to those chargebacks with these steps.

Is Leap Merchant Services PCI compliant?

Yes! Through our best-in-class payments technology partnership with Stripe, Leap Merchant Services provides a leading PCI-compliant solution with improved data management that saves you time and provides peace of mind for you and your customers. That means we take care of the paperwork for you - no more annual audits, no more annual PCI compliance attestation form, and no more fees for non-compliance.

Of course you still need to follow PCI Data Security Standards with regard to handling cardholder data. For example, never write credit card numbers down on paper; instead, enter the card details directly into the secure payment form in PatronManager when you process phone transactions.

Will onsite credit card transactions be secure?

Security is built in to our solution. The payment terminals you'll use encrypt sensitive card information through secure end-to-end encryption (E2EE) the moment it is presented to the card reader.

Further, if you enter card details manually (e.g. for phone transactions), you'll do so by typing the card details into a secure iframe that pops up in PatronManager. The iframe securely sends the payment information over an HTTPS connection to our processor. No card details are entered or stored directly into PatronManager. When the success response comes back from the processor, only the card type, expiration date, and last 4 digits will be stored and shown on the Payment Transaction record.

What protection does Leap Merchant Services offer against fraud?

Leap Merchant Services (LMS) is built on Stripe, so it uses Stripe's advanced fraud protection to help protect you from fraudulent transactions.

Stripe's fraud protection uses machine learning to decide which authentication methods should be applied for a transaction, and these heuristics can change over time based on trends and new data. 

If Stripe believes that a transaction may be fraudulent, it can trigger 3DS authentication. In these cases, the cardholder may need to log into their bank account and approve the transaction or copy and paste a code sent to them via SMS.

What payment methods are accepted?

With Leap Merchant Services you can accept Visa, MasterCard, Discover, and American Express.

You can also accept payments with these cards via a digital wallet in person (the terminals accept contactless payments where a patron taps their phone or watch), and online (Apple Pay and Google Pay are supported for both the Public Ticketing Site and Donation Forms).

Does anything change for my online buyers/donors?

Nothing will surprise your patrons, no. The payment forms your patrons use to enter their credit card details when they buy tickets or donate online will look and work just like they do today.

How will my access change?

All your data in one place. With Leap Merchant Services, you will no longer need to maintain multiple logins in different systems to process payments, run reports, or view payment activity; everything is consolidated within PatronManager.

How will my reporting change?

All reporting happens in PatronManager and no longer requires reconciling multiple reports from multiple systems. Consolidated reporting means less time and hassle.

To learn more about financial reporting with Leap Merchant Services, check out this article!

Note: if you have a per-ticket fee contract with us and currently receive settlement reports from PatronManager for those per-ticket fees, that will not change.

Will my current payout timing change?

Yes, and in your favor. With Leap Merchant Services, payout speeds will be T+2 (business days) for US and Australian clients, which is one day faster than you currently receive on Bluefin. Canadian clients will remain consistent with the current payout speed based on calendar days. Further, payouts will continue on a rolling basis as they do today, with no holdbacks and no minimums.

Will my costs be higher or lower compared with my current payment processing solution?

Based on our analysis across organizations of varying sizes and complexity, we anticipate that your overall costs for Leap Merchant Services will be equivalent, if not more favorable, with our solution.

While the credit card processing rates are nominally higher (two-tenths of a percent) with Leap Merchant Services, the Card Brand Association Fees charged on Bluefin average 0.2% but can vary widely, making costs harder to predict and understand. With Leap Merchant Services, we are eliminating all hidden, transactional, variable, and additional monthly fees from your billing equation, providing you a simpler pricing model with more predictable and consistent rates.

Further, our managed solution means you will no longer have to complete PCI attestation audits, saving you time and money by eliminating the threat of non-compliance fees.

For more information, reach out to our team.

Where do I find the rates I'm paying to my current processor?

If you're using Bluefin, you can find your current contracted credit card processing percentage rate in your Bluefin/Elavon agreement/addendum. You'll also want to refer to the monthly statements you receive from Bluefin/Elavon to review additional recurring fees, such as card brand association fees, monthly statement fees, etc.

Reach out to PatronManager support if you'd like assistance with finding and reviewing this information.

Is there a setup fee?

Nope! There's no cost to switch to Leap Merchant Services other than purchasing your new terminals.

When are credit card processing fees deducted?

Credit card processing fees are subtracted from your transaction total before your payout. This means your payout from Leap Merchant Services reflects your gross total minus credit card processing fees, and will equal the Net Total in the Credit Card Reconciliation Report.

Will credit card processing fees be refunded if the transaction is refunded?

No. As is true today with your current payment processing platform, credit card processing fees will not be refunded if a transaction is refunded.

Can I use a deposit-only bank account with Leap Merchant Services?

No. Your bank account must support both credit and debit transactions to onboard with Leap Merchant Services.

What happens to the Terminals I’ve purchased to work with Bluefin’s platform?

Bluefin payment terminals are not transferable/compatible with Leap Merchant Services. Our approved terminal is the BBPOS WisePOS E (available from us at cost) - a more reliable terminal with advanced features including long battery life with plug-in back-up, support for EMV chip, contactless, and swipe payments, WiFi connection support, end-to-end encryption, and each terminal we sell is bundled with a ethernet/charging dock for added convenience. With this new solution, you will also likely need fewer terminals than you needed for Bluefin, which means more savings.

Can you tell me more about these new terminals?

You bet! We've got a whole article about the terminals, which includes a set of terminal-specific FAQs.

What about recurring donations? Do I have to get the patron's card details again?

Yes, you'll need to contact your recurring donors to add their card details for Leap Merchant Services.

You'll have a built-in report to keep track of which donors need a phone call, and many clients have found that it's a great opportunity to connect with those donors and thank them for their ongoing support.

Updating the card details for an existing recurring donation is quick and easy - no need to cancel it and start over.

And best of all? Thanks to our brand new feature that automatically updates card details when a credit card expires, you won't need to worry about those ongoing future updates anymore! Stay tuned for more information about this exciting new functionality.

What happens to stored credit cards from my former processor?

Those old stored payment method tokens won't be available to select when selling tickets or creating donations, but they won't disappear from your system. You can add the Payment Gateway field to the Payment Methods related list on your Contact pages if you need a way to tell those apart.

Here's more information on editing page layouts!

Will I be able to refund prior transactions created via my former processor?

Yes, until you close your old account. You will be able to refund transactions that were processed through your former payment processor, even after you switch to Leap Merchant Services.

Once you close your account with your former processor, you won't be able to refund those credit card transactions anymore. Instead, you could refund to cash, check, donation, or gift card.

I already have a Stripe account, can I just swap out Bluefin with my existing Stripe account?

That’s great! As an existing Stripe account holder, you can appreciate the value of Stripe’s technology. With Leap Merchant Services, we’ve developed a custom integration layer with Stripe specifically for PatronManager that allows our team to deliver a comprehensive and holistic patron management solution, including payments, for you. Unfortunately, Leap Merchant Services is not compatible with standalone Stripe accounts. To take advantage of all the benefits of our integrated solution, you must onboard with PatronManager directly.

What's different for Canada vs the US?

There are a couple nuances for clients in Canada - if this is you, click below to expand the details.

More about Leap Merchant Services in Canada

Good news: Leap Merchant Services is available in Canada! Here are a few things you should know.

Weekends are treated just like weekdays for your payout schedule

  • In other words, your payout speed and schedule should remain consistent with what you have today.

There are some nuances around Interac debit cards

  • Interac debit cards can be used for online transactions (your Public Ticketing Site and Donation Forms) as long as they have a major card brand logo (e.g. Visa, MasterCard).
  • Interac debit cards that work only via the Interac network cannot be used online.
  • Interac debit cards of all kinds can be used for in-person payments (Ticket Orders and single Donations) on the terminals, however those in-person debit transactions cannot be refunded back to the card. You could refund to cash or check instead.
  • Interac debit cards cannot be used for recurring donations or mail/phone transactions.

Saving a card for future use is limited

  • Saving a card on file is not possible in PatronManager Box Office nor when processing a single donation
  • You can save a card on file by creating a recurring donation, or by creating a new Payment Method from the patron's Contact record
  • Patrons using Portal on your Public Ticketing Site can save a card for future use, and patrons can of course create a recurring donation via an online Donation Form (which in turns saves that card for future use)

Fees are displayed in CAD

  • Transaction Fees are charged based on the currency that your organization uses, so Transaction Fees will be reflected in CAD
  • Any lost chargeback fees will also be reflected in CAD

If you'd like to see adjustments to anything above in future, suggest Product Ideas to let us know!

How long does it take to get up and running?

A lot of that depends on you! The actual switchover from your current processor to our merchant services takes about a minute, and our team will take care of that for you at a predetermined time.

The rest can vary depending on how quickly you finish your portion of the steps (signing the contract addendum and completing your online onboarding).

Then it's just a matter of scheduling an available cutover time with our team, typically on a Monday morning. If you're currently processing in-person transactions, you'll probably want to wait until you have your new terminals, which can take a week or so to arrive after you place the order with us.

As an approximate estimate, it typically takes around 2 weeks from when a client first reaches out to us, to when they go live with Leap Merchant Services.

Do we need to pause online sales/donations when we switch?

Nope! You can keep selling tickets and accepting gifts online seamlessly during the transition. We wouldn't recommend scheduling the cutover in the middle of your biggest on-sale of the year, but it won't interrupt your normal operations at all.

The only time a patron might encounter an issue is if they were in the middle of entering their credit card details into your online payment form at the exact moment the cutover occurs. And even if that happened, they'd just see an error telling them to try again.

We recommend scheduling the cutover for a low-volume time so that your internal staff has time to pair and try out the new terminals, but even that is somewhat flexible since you can always key transactions directly into PatronManager if necessary.

Will we be able to change our bank account after making the switch?

Absolutely; and you'll be able to do it yourself! Your designated user who set up Leap Merchant Services will be able to update your account info or bank account from the widget in the Client Community.

Don't know who your designated user is? Submit a case in the Client Community and our team can help!

LMS Client Community widget

From here, you'll be able to use the pencil icons to update the information you need.

Updating information

If you also need to update the bank account used for lost chargeback fees, submit a case asking for a new ACH authorization form.

This all sounds great and I’m ready to make the switch. How do I get started?

We know your time is scarce and valuable. Therefore, we’ve designed a simple 1-2-3 process for moving from your current processor to Leap Merchant Services:

  1. Submit a case in the Client Community to request an addendum that adds Leap Merchant Services to your existing contract.
  2. Once the addendum is in place, you can set up your Leap Merchant Services account with a quick onboarding process accessed via your PatronManager login. This is a much more streamlined process than past onboarding experiences, and can be done at your convenience within minutes.
  3. Once you’ve completed your onboarding, confirm your scheduled date to cutover to Leap Merchant Services and we’ll take care of the rest.

And that’s it! We’ll have you up and running in no time with simpler, easier-to-use payment services, giving you more time to focus on delivering results for your organization.

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